Policies usually limit the amount they will pay out either by capping the total sum they will pay out in a year, or place a limit per illness or accident, or place a cap per claim with the claim period being limited to a year.
The pet owner will have to make a payment towards any claim.
Pet insurance will not pay for preventative veterinary care (such as vaccinations) or elective veterinary care (such as neutering).
Whilst known as Pet Insurance, insurance is normally only available for cats and dogs. (Specialist insurance is available for horses)
Pet Insurance is available in all developed counties and the precise details of the insurance cover will vary from policy to policy.
By far the pet insurance company with the biggest piece of the pie is VPI. VPI covers over 6400 illnesses, injuries and accidents, there is also additional coverage for preventive care such as vaccines, heartworm prevention medications and flea control.
External links
External links
- Website [1] - Petquote offers comprehensive pet insurance for cats and dogs from PetPlan and Pinnacle.
- Website [2] - Veterinary Pet Insurance (VPI): The nation's oldest and largest provider of health insurance for pets.
- Downloadable Guide [3] - Pet Insurance Comparison Shopping Guide - Know What Questions to Ask
- Article [4] - 10 points to consider when buying Pet Insurance
- Royal Society for the Protection of Animals [5] - Animal Care
- Dogs
- Cats
- Tip-Top-Hot Dogs